February 5, 2023

Dear Manang,
I am 30 years old and have plans to look for greener pastures. I want to go to Canada with my husband and daughter. Some say that the United States of America is better and others say Australia. I wonder if you have advice for me. What can you say?
Loy of Bakakeng, Baguio City

Dear Loy,
If you look at lifestyles, you can have a good idea how life treats people in those countries. But I know that it would be up to you to make life what you want it to be. The countries offer many things much better than life here. I think it also has something to do with how ready you are to spend for it. You, my dear will be key to happiness in any place. You will know which one is best in your heart.
Pray on it,
Manang

Dear Manang,
I wonder if I should continue my Social Security System contributions even if I work at home. I worked for 10 years and I think I paid enough to get a basic pension when I get older. How much do you suggest I contribute?
Tina of Marcos Highway, Baguio City

Dear Tina,
Those SSS contributions will always be useful to you. I suggest that you continue your monthly contributions. Consult the agency on the amount of your payment to maximize your pension. You need to be comfortable enough when you retire or get old. Go on with securing your future.
Keep on helping yourself,
Manang