February 6, 2023

Insular Life (InLife) will give free insurance and hospitalization coverage to 110,000 essential workers to help secure them in case they get infected by the coronavirus disease-2019 (Covid-19).

Called the “Chain of Protection,” the program will be bankrolled by the Insular Foundation and will be underwritten by InLife.

“As you know vaccines against Covid-19 have yet to be developed and yet, many of our essential workers continue to serve. We want to extend some form of insurance protection and hospital allowance while they still continue to discharge their duties to the public during the quarantine period,” said InLife Executive Chair Nina D. Aguas.

Aguas is also the chair of Insular Foundation.

While pandemic diseases are not included in a standard life insurance policy, InLife created the Chain of Protection for this purpose to assist the vulnerable workers at during this health crisis.

The free insurance provides life insurance cover of P50,000 if death is due to accident or due to the Covid-19 disease plus hospital allowance of P500/day for a maximum of 10 days if hospitalized due to accident or Covid-19.

The free life insurance and hospitalization allowance coverage is limited to 45 days. 

Chain of Protection is for individuals who work for industries or organizations that provide essential goods or services during the quarantine period.

To get the free life insurance, the covered workers must register through https://chainofprotection.insularlife.com.ph.

The complete list of essential industries under the program can be found there as well.

“We are now nearing our 110th year, and as a Filipino company, we will always be here for our kababayan. We will continue to support them and even create special products just for them,” said Aguas. – Press release